Our colending infrastructure can transform the lending ecosystem by benefitting all the parties involved:
Sourcing under pre agreed risk policy
Secured middleware allowing to partner with 100’s of NBFCs
Can achieve their PSL targets
Better sourcing, distribution
Automated Collection and reconciliation
Larger book through leverage
Secured middleware allowing to partner with multiple Banks
Access to large number of big financial institutions
Lower interest rates
Better customer experience
Access to formal credit
Loan Management (100/80/20)
Auto Reconciliation (100/80/20)
Knight Utopia is Industry's First end-to-end digital Colending and lending solution. With cutting edge technological solutions, we strive to solve for some of the most complex industry's problems.
Access to balance sheet
Bank Grade Hardened Security and frequent Vulnerability Assessment and Penetration Testing (VAPT) of all end points, servers and applications.
Certified with ISO 27001 - the global gold standard for information security.
Enterprise grade system, with integration capabilities to various core banking systems like finacle etc. Possible to deploy in a secured and isolated on-prem infrastructure.
Cloud Based Deployment with best in class scalability security for your present and future needs. Access application anywhere, on any device
256 bit, miliatary grade AES Encryption - Only encryption technique approves by US miliatary. It is impossible to brute force such application security with 1.1X 1077combinations possible